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Start saving from just ₹50 per day

Turn small daily savings into big dreams with Gullak Bachat Khata.

Open your digital Gullak Bachat Account, deposit a small amount every day, choose from flexible saving plans, and get access to smart finance options when you need them.

Daily, Weekly & Monthly Plans Safe & transparent savingsGoal-based planning
WhatsApp Our Team

Complete your basic KYC and start saving in just a few minutes. For help call 9467364711.

₹500+
Average monthly saving per customer
3–5 yrs
Ideal saving tenure for big goals
24×7
Access to your saving dashboard
Daily Gullak Plan
A simple habit: save a little every day.
Daily deposit ₹50 / day
Saving tenure 2 years
Estimated amount* ≈ ₹36,500
About Us

A modern “gullak” for Indian families & businesses

Gullak Bachat Khata helps you build a strong saving habit with small daily amounts, clear tracking and easy finance guidance when required.

Humara focus simple hai – chhoti roz ki bachat ko ek discipline mein convert karna, jisse aapke bade goals asaan ho jaayein. Chahe aap salaried ho, self-employed ho ya small business chala rahe ho, aap apne hisaab se plan choose kar sakte ho.

  • 01. Daily, weekly aur monthly saving plans ek hi platform par.
  • 02. Goal-based gullaks – education, festivals, marriage, emergency, business, etc.
  • 03. Transparent records, no hidden charges, clear statements.
  • 04. Good saving history se future finance/loan ke options strong hote hain.
Why Gullak Bachat Khata

Plan, save and grow with confidence

Simple, disciplined saving with clear goals, transparent records, and access to finance whenever you need support.

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Structured saving habit

Choose a daily, weekly or monthly amount and we help you stay consistent with reminders and tracking.

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Fully digital experience

Track your deposits, see your progress, and set goals from your phone. No passbook confusion.

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Goal-based savings

Plan for festivals, education, marriage, travel, or emergencies with separate “Gullak” goals.

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Safe & transparent

Get clear records of every deposit. No hidden charges, no surprise deductions.

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Finance when you need it

Good saving history can help when you apply for finance or loans through our partner products.

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Smart insights

Understand how much you can save, how close you are to your goal, and how to reach it faster.

Saving Plans

Multiple saving plans for every type of saver

Start with the plan that fits your pocket today. You can upgrade, pause, or open multiple “Gullaks” as your needs grow.

Most Popular

Daily Gullak Plan

Save a fixed small amount every day – like ₹20, ₹50 or ₹100 – and turn a daily habit into a big corpus.

Min: ₹10 / day Tenure: 6–36 months
Perfect for: Emergency fund, small goals, building discipline.
Open Daily Plan
Flexible

Weekly Saver Plan

Ideal for salaried or business people who like to save in slightly bigger amounts once or twice a week.

Min: ₹200 / week Auto-reminders
Perfect for: Monthly EMI buffer, bill payments, short trips.
Explore Weekly Plan
Long-term

Monthly Goal Plan

Decide a big goal and deposit a planned amount every month until you reach the target.

Goal: ₹10,000+ Tenure: 1–5 years
Perfect for: Education, marriage, vehicle or business support.
Plan Monthly Saving
Kids Plan

Child Future Gullak

Create a separate gullak in your child’s name and build a systematic saving habit for their future needs.

Parent-managed Custom tenure
Perfect for: School fees, higher education, hobbies & courses.
Start Child Gullak
Festival

Festival / Occasion Plan

Prepare in advance for Diwali, Eid, weddings or any big function and avoid last-minute money stress.

Tenure: 3–12 months Flexible installments
Perfect for: Gifts, clothes, decorations, travel.
Setup Festival Plan
Flexible Top-up

Flexi Top-Up Plan

Add extra money anytime on top of your regular plan whenever you get bonus income or extra cash.

No penalty Instant reflection
Perfect for: Using festival bonus, incentives, side income wisely.
Add Flexi Top-Up
How It Works

Simple 4-step process to start your Gullak

We keep the process easy and transparent so that you can focus only on your saving habit and future goals.

1
Create your Gullak Bachat Khata

Fill basic details, complete KYC and set up your digital Gullak Bachat Account in a few minutes.

2
Choose a saving plan & goal

Select Daily, Weekly or Monthly plan, decide your contribution amount and choose your goal.

3
Deposit regularly

Use UPI / bank transfer / auto-debit options to deposit regularly. Get reminders and instant confirmation.

4
Track, top-up or withdraw

Watch your savings grow in the app. Top-up anytime or redeem as per plan terms when you reach your goals.

Finance & Support

Saving first, finance support when required

With a consistent saving record in Gullak Bachat Khata, you can apply for finance through our partner products for your personal, family or business needs.

Types of finance you can explore

Based on your profile, saving history and eligibility, you can apply for:

  • Personal finance For medical expense, travel, household needs
  • Small business support For inventory, shop setup, marketing
  • Education & skill loans Courses, coaching, upskilling
  • Emergency assistance Short-term finance for urgent situations

Note: Finance approval is always subject to eligibility, documentation and partner terms & conditions.

Request a call back

Share your details and our team will help you choose the right saving plan or guide you about finance options. You can also WhatsApp us directly on 9467364711.

The more details you share, the easier it is for us to suggest the right plan for you.
Customer Stories

How daily saving changed their life

Real people, real goals. Gullak Bachat Khata helped them save consistently, and now they feel more secure and confident.

★★★★★

“I started with only ₹50 per day. Within 18 months, I had enough to handle a medical emergency without borrowing at high interest.”

Ramesh Kumar
Retail shop owner
★★★★★

“The festival plan helped us enjoy Diwali without tension. We bought gifts and clothes from our own savings, not credit.”

Neha & Ankit
Working couple
★★★★☆

“I use the child gullak for my daughter’s school fees. The reminders keep me disciplined and the app makes it easy to track.”

Sandeep Singh
Private employee
FAQ

Frequently asked questions

Some common doubts about Gullak Bachat Khata. If you still have questions, just request a call back or message on WhatsApp.

Who can open a Gullak Bachat Khata?
Any adult with valid KYC documents and a bank account can open a Gullak Bachat Khata. You can also create dedicated gullaks for your family goals.

How does daily saving really help?
When you save a small fixed amount every day, the discipline matters more than the amount. Over months and years, this habit becomes your financial safety net.

Is there any minimum amount to start?
Yes, you can start with as low as ₹10 per day for a daily plan. For weekly and monthly plans, limits will be higher as per plan configuration.
Can I change my saving amount later?
Yes, you can increase or decrease your saving amount, or open a new plan based on your income and comfort level. Changes may be subject to plan rules.
What if I miss a few days?
We send reminders if you miss deposits. You can catch up by depositing a higher amount later or adjust your plan if needed.
Is my money safe?
Your savings are handled with proper records and transparency. Complete account statements and transaction summaries are available in your dashboard.
How do I apply for finance?
First, build a consistent saving history. When you need finance, submit your requirement through the app or call back form.
Contact Us

Let’s talk about your saving goal

Call, WhatsApp or email us – hum aapki situation samajhkar aapke liye best bachat plan suggest karenge.

Mobile: 9467364711
WhatsApp: Click to chat
Working Hours: Mon–Sat, 10 AM – 7 PM

Ready to start your Gullak Bachat Khata?

Start with any amount you are comfortable with – even ₹10/day. The most important step is to begin. Your future self will thank you.

Schedule on WhatsApp